The ACA program supports internationally trained individuals (ITIs) in Ontario by offering: Micro loans up to $30,000 through Meridian Credit Union

• One-on-one career counselling
• Support with accreditation, licensing, and employment

Eligibility Criteria :

• To qualify, applicants must:
• Be a Permanent Resident, Canadian Citizen, or Convention Refugee
• Have received their education outside of Canada
• Reside in Ontario
• Show proof of income or have a co-signer if unemployed or recently

Loan Details

• Fixed interest rate: 4.94%
• Repayment begins: 30 days after loan disbursement
• Open loan: Can be paid off early without penalty
• Credit check: Conducted by Meridian (minimal impact on credit score)
• Processing time: 10 business days to process a loan application

Apply Now